Fair Lending in the First 150 Days of the Second Trump Administration
Author: Olivia Kelman.; Lanette Suárez Martin.
Source: Volume 41, Number 09, September 2025 , pp.107-118(12)
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Abstract:
In this article, the authors explore the shifts in fair lending regulation, supervision, and enforcement in the first 150 days of President Donald J. Trump’s second term. The subjects discussed include: assault on disparate impact; rejection of diversity, equity, and inclusion programs; the future of special purpose credit programs; restructuring and reprioritization of CFPB; and appraisal bias.Keywords: Disparate-Impact Liability; Rejection of DEI and DEIA; Special Purpose Credit Programs; CFPB: Restructuring and Reprioritiization; Townstone Consent; Appraisal Bias
Affiliations:
1: Mitchell Sandler PLLC; 2: Mitchell Sandler PLLC.