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Continuing Compliance Challenges in Mortgage Loan Originator Compensation  


Author:  Kris D. Kully.


Source: Volume 42, Number 01, January 2026 , pp.7-11(5)




Review of Banking & Financial Services

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Abstract: 

Mortgage loan originators play an important role in serving the residential mortgage industry and American homeowners. Their compensation garners seemingly outsized attention from federal regulators. This article addresses those regulatory efforts from the consumer protection and labor agencies and how those regulations have, and have not, changed.

Keywords: Misaligned Incentives; Mortgage Loan Originator Duties; LO Comp Rule

Affiliations:  1: Mayer Brown LLP.

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