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Abstract: 

In a study, “Assessment: The Terrorism Risk Insurance Act of 2002” (“TRIA Study”), Treasury assessed the effectiveness of the program, the likely capacity of the property and casualty insurance industry to offer insurance for terrorism risk after its termination, the availability and affordability of terrorism insurance for various policyholders, including railroads, trucking, and public transit. Generally, the Study concluded that “TRIA provided an adjustment period allowing both insurers and policyholders to adjust to the post-September 11th view of terrorism risk.”

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